Sunday, November 25, 2012

The Quick Start Guide to MediCare


2 Options/4 Factors/4 Steps



1. Financial Situation:
·         Do they have Medi-Cal
·         Low Income Subsidy (LIS) for Medicare Prescription Drug Coverage
·         Can they afford a Medicare Supplement policy?
2. Network of Doctors:
·         Primary care doctor (PCP)
·         Specialist
·         Red flag psychiatrist
·         Non-medical ex. Optometrist, etc
3. Prescriptions Drugs:
·         Generic
·         Name Brad
Must confirm in network coverage using Formulary
4. Supplemental Benefits:
·         Non- medical ex. Dental, Vision, Hearing, Acupuncture
·         Transportation
·         Over the counter Medication ex. Vitamin, eye drops, etc
·         ED Medication ex.Viagra, Levitra, Cialis
·         Wellness program Gym, Nutritionist, Nurse hot-line
·         Member Activities ex. B-day celebration, workshops, dance, etc1. Financial Situation:
·         Do they have Medi-Cal
·         Low Income Subsidy (LIS) for Medicare Prescription Drug Coverage
·         Can they afford a Medicare Supplement policy?